Real people. Real mortgages. Real feedback.

“Marta at First Coast Mortgage Funding did an outstanding job getting my new home financed. She was professional, responsive, and really took the time to walk me through the whole process. I appreciated how smooth and stress-free she made everything. Highly recommend her if you’re looking for a mortgage expert who actually cares about getting the job done right.”

“If you are looking for the most seamless and drama free home buying experience, stop reading reviews and call Marta. If there is a loan available for your situation, she will find it. I was referred to Marta and her team and I was not disappointed. She is genuine, straightforward and diligent. 5 star experience all the way around and I will refer anyone that is mortgage shopping to her. True customer service in a world where it seems to be a lost art. Give her a call, she will not disappoint.”

“Marta is truly exceptional at what she does. She’s not only incredibly knowledgeable, but also a genuinely kind and trustworthy person. As someone who started the process with very little knowledge, I felt completely supported and informed every step of the way. She made everything feel simple and stress-free. I would highly recommend Marta to anyone looking for a smooth and positive experience.”

“We’re from South Florida. We were doing a refinance to cash out some equity on our primary home to get a second house up in Jacksonville for our 2 college kids to stay in instead of paying for dorm or apartment. Marta Lillard was highly recommended by my realtor and my expectations were highly exceeded. First Coast is a first class mortgage finance company. Marta was very approachable and hands on throughout the whole process. Easily reached via text or a phone call and helpful with even the mundane mortgage-related question. The whole refi process is pain free with most of the process done electronically. We can’t recommend her enough. Thank you, Marta!”

“Marta is AMAZING!!! She has bent over backwards to help my husband and I in our transition from Ohio to Florida and buying our house. The bumps in the road for our situation were hard for us to deal with, but she kept us on track and encouraged us to keep hanging in there. Marta is a very dedicated and personable professional. I highly recommend her to anyone looking to buy a house and needing a mortgage loan officer who will stand by their side and help them through the process. She is easy to communicate with and quick to get back with you on anything you need to ask her about. She truly cares for her clients! Thank you Marta, for all of your hard work, diligence and support in this new chapter of our lives as new Florida residents. We appreciate you!”

“As a first time home buyer Marta helped make the process smooth and stress-free. She never made me feel like my questions were stupid or that I was asking too many. She informed me step by step on what I needed to do to get pre-approved/approved for my home. Working with Marta was a great experience from start to finish. She is friendly, knowledgeable, honest and upfront with all information!!”

“When I first called Marta, referred by a friend, she was very helpful, very knowledgeable and so willing to help. I was highly impressed how she took on my veteran loan, walked me through all the processes, kept me updated, handled all the important stuff along with all of my paperwork in rapid time. I recommend her highly to all veterans. On closing day she knew this was my first house to buy and knew I was nervous, so she came with me for support and made my homeowner experience a dream come true.”

“I had the pleasure of working with Marta on a recent transaction, and I couldn’t be more impressed. From start to finish, she was the epitome of professionalism—responsive, knowledgeable, and incredibly efficient. The buyer was in a car accident the day before we were supposed to close. We had to extend the closing a couple of days, and Marta literally went to his house and did the docs with him. They loved her! She kept all parties informed every step of the way and ensured that the process moved along smoothly without any delays. Thanks to her attention to detail and clear communication, we were able to get the deal closed quickly without any surprises. If you’re looking for a lender who is reliable, proactive, and truly committed to delivering excellent service, call Marta!”

“What can I say? A LOT! Marta has been working with me for 4 years. She is absolutely the most patient and honest person I have had in my corner during my home-buying processes. This review is under my husband’s name, but I owe all my dreams of this house to you! Thank you for being my most honest, reliable, hand-holding buddy. If I could give you 10 stars I would in a heartbeat.”