Some income takes time
Some income is tough to calculate, especially variable income. A careful review upfront protects you later.
Getting Started
Patience, grasshopper
We live in a world of instant gratification, but mortgages are not always that simple.
A preapproval needs to mean something
I do not issue preapprovals unless I am confident we can close the loan.
Better now than after you fall in love
I would rather take extra time upfront than have you fall in love with a house and get bad news later.
The real goal
Trust the process. The goal is not a preapproval. It is the closing table.
Written by Marta Lillard
25+ years of mortgage experience, explained in plain English.
Mortgage Broker · First Coast Mortgage Funding · NMLS #879436 · Licensed in Florida and Georgia
Questions about your options?