Waiting can cut both ways
Rates can improve, but they can also move the wrong direction while you are waiting for just a little better.
Mortgage Strategy
In a volatile market, my rule is pretty simple: if you like the rate and the payment works, lock it.

Rates can improve, but they can also move the wrong direction while you are waiting for just a little better.
If you decide you want to float, I need that decision in writing.
I will give you my opinion and watch the market with you, but I do not have a crystal ball hiding under my desk.
Questions about your options?