Do
Keep paying your bills on time, keep your money where it is, save your paystubs and bank statements, and call me before making any financial changes.
Closing Day
Credit Do’s & Don’ts Before Closing
Under contract? Here are a few do’s and don’ts until you get those keys.
Don’t
Do not buy a car, open a credit card, finance furniture, change jobs, move large amounts of money around, co-sign for anyone, or suddenly decide your new house needs $15,000 worth of furniture before you actually own it.
Keep the financial picture the same
Your loan is approved based on the financial picture we have right now. Change the picture and underwriting may want to have another conversation.
When in doubt, call me first
I would much rather answer a two-minute question than spend two days trying to fix it.
Written by Marta Lillard
25+ years of mortgage experience, explained in plain English.
Mortgage Broker · First Coast Mortgage Funding · NMLS #879436 · Licensed in Florida and Georgia
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